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[Free Promissory Note Documents]

USA Promissory Note

[What is a Promissory Note?]

Simply answer the questions below to personalize your Promissory Note

A Promissory Note, or loan agreement, is used to record that one party promises to pay a sum of money to another party at a later date. This obligation usually results from a loan to the promising party. Creating a Promissory Note or loan agreement is often recommended for tax and record-keeping reasons. This form is also known as: loan agreement, secured loan agreement, demand note.

This document is accurate and up to date! It was last reviewed by a lawyer in October 2014.

... or customize one below.

Governing Jurisdiction:

This document will be governed by the laws of which nation?
(Usually the residence of the Lender)
Select a Country:

Borrower Details:

How many Borrowers are there?

Borrower's Contact Information:

Full Name:
Address Line 1:
Address Line 2: (optional)
Is this Borrower a corporation?
Yes No

Lender's Contact Information:

Full Name:
Address Line 1:
Address Line 2 (optional):

Principal Sum:

How much is being borrowed (e.g. 20,000.00)?
Select the currency:
Will this loan be subject to interest?
Yes No

Schedule of Payments:

Will payment be due when the Lender demands?
Yes No
Will payment be in a lump sum?
Yes No

Installment Dates

How often will installments be paid?
Which day of the month will payment be due (e.g. first)?
How many installments will there be?
When will payment of installments begin?

Installment Starting Date

Day of Month:

Nature of Installments:

Payments will consist of:
How much will each installment be (e.g. 60.00)?


Are the Borrower(s) allowed to pay off the loan early?
Yes No


Will this loan have a security/collateral?
Yes No

Default by Borrower(s):

Will Borrower(s) be charged interest if payment is late?
Yes No

Additional Clauses:

Do you wish to add any additional clauses?
Yes No

Signatures Required:

Will a notary public be present?
Yes No
How many witnesses will be present?

Date of Signing, if known:

Do you know when you will be signing the agreement?
Yes No
Day of Month: